Born Thomasina Winifred Montgomery in Philadelphia, Pennsylvania, Tammi Terrell entered the music business at the age of 13, regularly performing live. In 1961 she was signed to the fledgling Scepter Records (later Wand Records), recording under the name "Tammy Montgomery". After coming to the attention of James Brown she recorded one single apiece for Brown's own Try Me record label and, in 1964, Checker Records. The year after that, she was spotted by Berry Gordy Jr.

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